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What Did That Home Sell For?: Abilene Texas home buying, real estate listings, and homes for sale in Taylor County, TX
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What does the common acronym FSBO (pronounced fizzbo) stand for?

A 
For Sale By Owner. (Between 85 to 95% of existing homes are sold with a Realtor's help.)
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Judy Colvin, REALTOR®, real estate agents and broker for Abilene Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Colvin and Team
RE/MAX of Abilene
2545 South Danville
Abilene, TX. 79605
Direct: 325-793-5077
Raquel Colvin: 325-793-5066
Toll Free: 1-800-234-8021
Fax: 325-695-5313
Real Estate license #: 0340369
Email: judycolvin@number1expert.com

Judy has been giving professional, experienced Real Estate service to families in the Abilene area for over 21 years. The goal of Judy and her team, is to meet and beat your service expectations. The Colvin Team has a result oriented system for a positive Real Estate experience. Please do not hesitate to call or email Judy today.

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