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Judy Colvin, REALTORŪ, real estate agents and broker for Abilene Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
Volume and awards are not part of our mission...satisfied buyers and sellers are!!! Call Judy Colvin 325-793-5077 or Raquel Colvin 325-793-5066



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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What is the highest altitude hotel in the world?

A 
The Hotel Everest View sits at the record altitude of 13,000 ft (3,964 m) above sea level, in the rarified atmosphere of Namche, Nepal, the village closest to the Mount Everest base camp.
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Judy Colvin, REALTORŪ, real estate agents and broker for Abilene Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Colvin and Team
RE/MAX of Abilene

2545 South Danville
Abilene, TX. 79605
Direct: 325-793-5077
Raquel Colvin: 325-793-5066
Toll Free: 1-800-234-8021
Fax: 325-695-5313
Real Estate license #: 0340369
Email: judycolvin@number1expert.com

Judy has been giving professional, experienced Real Estate service to families in the Abilene area for over 21 years. The goal of Judy and her team, is to meet and beat your service expectations. The Colvin Team has a result oriented system for a positive Real Estate experience. Please do not hesitate to call or email Judy today.

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